Mortgage broker Arnold
Trusted by clients across Arnold to get their mortgages done, from whole of market sourcing to completion.
Arnold Mortgages
We provide mortgages for all types of properties across Arnold and beyond. So whether you're a first time buyer, looking to move home or simply looking to change your mortgage deal, Premier has you covered.
When receiving mortgage advice with Premier, we compare the market to find one of the best deals for you based on your individual financial circumstances. We'll look at the major lenders, as well as ones you may not have necessarily heard of, all to find the best solution for you and your home.
Your mortgage appointments can be conducted in person at our local branch, or over the phone. We'll also ensure the appointment is at a time suitable for you.
Do you have a complex financial situation and need to know if you can get a mortgage? Talk to us today – you might still qualify for a mortgage deal even with bad credit or a low income. We're dedicated to finding the right mortgage deal for you, no matter the challenges. We receive many enquiries from those who want to buy a home but face obstacles like low credit or debts. While we can't guarantee a mortgage deal, we will explore every possible option for you. If you want to book a mortgage advice appointment in Nottingham, contact us today.
About Arnold Property
Why choose us as a mortgage broker in Arnold?
One of the main benefits of partnering with us as your mortgage broker in Arnold is our access to a diverse selection of financial products from various lenders across the market. This includes conventional mortgages, government-backed loans, commercial financing, CIS and more. We can assist you in comparing loan options and finding the one that best suits your needs.
Arnold and Nottingham expertise
As mortgage brokers with extensive knowledge of the Arnold area, we bring local expertise and experience to guide you through the mortgage process. We help you understand the different loan options, what they involve, and how they apply to your unique situation. We'll also work with you to determine your borrowing capacity and estimate your monthly payments.
Everything under one roof
We offer a convenient, one-stop solution for all your mortgage and financial service needs. From pre-approval to closing, we’re here to assist you through every stage of the process. Visit our website to explore the full range of services we provide, making your journey hassle-free.
We handle the whole loan process
When applying for a mortgage we make the whole process fast and efficient. We help you gather the necessary documentation, submit your application to the lender and keep track of your loan status. This can save you time and reduce the stress of the mortgage process.
We can look at all types of mortgage loans
Our independent advisors can look at all types of mortgages and offer bespoke advice. This includes those for the self employed, non standard construction, 95% mortgages, DMP and more.
Get advice from an Arnold Mortgage Broker
We also offer mortgage advice in Nottingham, West Bridgford, Hucknall and more.
Arrange a free mortgage consultation
Comprehensive Mortgage Advice in Arnold
• Self-Employed Mortgage Advice
• First-Time Buyer Guidance
• Remortgage Solutions
• Buy-to-Let Mortgage Advice
• Help-to-Buy Assistance
• Limited Company Mortgage Advice
• Support for Complex Situations
No matter how straightforward or complex your circumstances may be, our dedicated mortgage brokers will work tirelessly to assist you. Whether you’re debt-free or managing a CCJ or credit card debt, we’ll strive to help you secure a mortgage deal.
First-Time Buyer Mortgage Advice in Arnold
What does a mortgage broker do?
A acts as an intermediary between you and a lender. They'll look at your financial situation and find and compare the best deals to suit you. A mortgage broker can also assist with the application process. rokers can assist with all types of mortgages including first time buyers, remortgaging, moving home and more.
What does loan to value mean?
The loan to value, or LTV, represents the ratio of the mortgage amount to the value of your property, typically shown as a percentage.For instance, if you have a mortgage with a 90% LTV, you'll need to provide a 10% deposit. Generally, a lower LTV means a lower interest rate.
What’s the difference between a fixed rate and a variable rate mortgage?
With a fixed-rate mortgage, the amount you pay stays the same for an agreed term. This gives you peace of mind knowing your monthly repayments won’t change within that term – making budgeting easier. By contrast, with a variable-rate mortgage, the amount you pay can go up and down with the Bank of England base rate.Not sure what the base rate is? It influences the interest rates that lenders charge for things. So, if the base rate rises, your monthly repayments are likely to go up, and vice versa.
What questions should I ask during my appointment?
During your appointment you will have the opportunity to ask as many question as you wish. But don't worry, even afterwards you can still email or call with anything you think of. Here are just a few questions we are often asked:
• How much can I/we borrow?
• What deposit will I need?What will the monthly repayments be?
• What are your broker fees?
• What other costs am I likely to incur if I buy this property?
• What qualifications do you have as a broker?
• How long will it take to complete the application and arrange my mortgage?
• What protection advice do you offer?
How our mortgage advice works
Compare mortgages and apply
Your dedicated mortgage broker in Nottingham will look at your individual circumstances and match you with the perfect mortgage lender.
Track your mortgage progress
Our experienced team of mortgage brokers will keep you informed from application through to completion.
Mortgage completion day
We'll confirm completion with your conveyancer and activate any essential insurances for you.
About us
In 2022 we celebrated 30 years of providing first-class whole of market mortgage advice to clients across the UK surpassing £2 billion pounds of client borrowing with the UK's most respected banks, building societies and specialist mortgage lenders.
Get to know usYou're in safe hands
Premier Mortgage Services is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.
There may be a fee for arranging your mortgage and the precise amount will depend on your circumstances. Our initial consultations are free, always.
Your home may be repossessed if you do not keep up repayments on your mortgage.