Mortgage broker in Matlock
Trusted by clients across Matlock to get their mortgages done. From whole of market sourcing to completion.
We offer advice on mortgages of all types, including first time buyer, moving home, remortgage, buy to let and more.
So contact us for free initial mortgage advice in Matlock today and let's get you moving.
Get advice from a mortgage broker in Matlock
Ready to get advice from a qualified mortgage broker in the Matlock area? We conduct appointments either over the phone or in person, whenever it's most convenient for you.
You can contact us here or call us on 0115 949 9988
Why use a mortgage broker in Matlock?
Access to a wide range of products
One of the main benefits of partnering with us as your mortgage broker in Ruddington is our access to a diverse selection of financial products from various lenders across the market. This includes conventional mortgages, government-backed loans, commercial financing, CIS and more. We can assist you in comparing loan options and finding the one that best suits your needs.
Matlock and Nottinghamshire expertise
As mortgage brokers with extensive knowledge of the Ruddington area, we bring local expertise and experience to guide you through the mortgage process. We help you understand the different loan options, what they involve, and how they apply to your unique situation. We'll also work with you to determine your borrowing capacity and estimate your monthly payments.
Everything under one roof
We offer a convenient, one-stop solution for all your mortgage and financial service needs. From pre-approval to closing, we’re here to assist you through every stage of the process. Visit our website to explore the full range of services we provide, making your journey hassle-free.
We handle the whole loan process
When applying for a mortgage we make the whole process fast and efficient. We help you gather the necessary documentation, submit your application to the lender and keep track of your loan status. This can save you time and reduce the stress of the mortgage process.
We can look at all types of mortgage loans
Our independent advisors can look at all types of mortgages and offer bespoke advice. This includes those for the self employed, non standard construction, 95% mortgages, DMP and more.
About us
In 2022 we celebrated 30 years of providing first-class whole of market mortgage advice to clients across the UK surpassing £2 billion pounds of client borrowing with the UK's most respected banks, building societies and specialist mortgage lenders.
Get to know usYou're in safe hands
Premier Mortgage Services is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.
There may be a fee for arranging your mortgage and the precise amount will depend on your circumstances. Our initial consultations are free, always.
Your home may be repossessed if you do not keep up repayments on your mortgage.
What does a mortgage broker do?
A acts as an intermediary between you and a lender. They'll look at your financial situation and find and compare the best deals to suit you. A mortgage broker can also assist with the application process. rokers can assist with all types of mortgages including first time buyers, remortgaging, moving home and more.
What does loan to value mean?
The loan to value, or LTV, represents the ratio of the mortgage amount to the value of your property, typically shown as a percentage.For instance, if you have a mortgage with a 90% LTV, you'll need to provide a 10% deposit. Generally, a lower LTV means a lower interest rate.
What’s the difference between a fixed rate and a variable rate mortgage?
With a fixed-rate mortgage, the amount you pay stays the same for an agreed term. This gives you peace of mind knowing your monthly repayments won’t change within that term – making budgeting easier. By contrast, with a variable-rate mortgage, the amount you pay can go up and down with the Bank of England base rate.Not sure what the base rate is? It influences the interest rates that lenders charge for things. So, if the base rate rises, your monthly repayments are likely to go up, and vice versa.
What questions should I ask during my appointment?
During your appointment you will have the opportunity to ask as many question as you wish. But don't worry, even afterwards you can still email or call with anything you think of. Here are just a few questions we are often asked:
• How much can I/we borrow?
• What deposit will I need?What will the monthly repayments be?
• What are your broker fees?
• What other costs am I likely to incur if I buy this property?
• What qualifications do you have as a broker?
• How long will it take to complete the application and arrange my mortgage?
• What protection advice do you offer?